HELPING OUR CUSTOMERS SUCCEED

We’re here to help our customers reach their financial goals. Let us know how we can help you reach yours.

WauBank@fnb-corp.com

WHO WE ARE

WauBank is an innovation of F.N.B Corporation, one of the top 50 largest bank holding companies in the country.

FNB is redefining convenience in banking, and WauBank is one more way we’re helping people reach their savings goals sooner.

OUR MISSION

“We exist to help our customers achieve economic success and financial security, and we do this in part by building relationships based on trust and integrity. We are dedicated to enhancing the lives of the people and the communities that we serve.”

Vincent J. Delie, Jr.
Chairman, President and CEO
F.N.B. Corporation

SAVE WITH CONFIDENCE

WauBank is an innovation of F.N.B. Corporation and First National Bank, with more than $20 billion in deposits and 150 years of experience in helping customers reach their financial goals. Plus, your deposits are FDIC insured, so you can save with peace of mind.

*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 6/24/2020. Open a NEW WauBank 13-month certificate of deposit (CD) special and meet the conditions set forth below to receive the APY. APY is subject to change at any time without notice. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.05%, you must make a minimum opening deposit of $5,000. This is available on account balances of $5,000 up to $500,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a WauBank 13-month CD special and you will earn the base rate of interest in effect at that time for a 12-month CD. Fees could reduce earnings on the account. See the Consumer Fee Schedules at account opening online for further information on fees applicable to your accounts.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 6/24/2020. Open a NEW WauBank 19-month certificate of deposit (CD) special and meet the conditions set forth below to receive the APY. APY is subject to change at any time without notice. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.05%, you must make a minimum opening deposit of $5,000. This is available on account balances of $5,000 up to $500,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a WauBank 19-month CD special and you will earn the base rate of interest in effect at that time for a 18-month CD. Fees could reduce earnings on the account. See the Consumer Fee Schedules at account opening online for further information on fees applicable to your accounts.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 6/24/2020. Open a NEW WauBank 25-month certificate of deposit (CD) special and meet the conditions set forth below to receive the APY. APY is subject to change at any time without notice. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.05%, you must make a minimum opening deposit of $5,000. This is available on account balances of $5,000 up to $500,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a WauBank 25-month CD special and you will earn the base rate of interest in effect at that time for a 24-month CD. Fees could reduce earnings on the account. See the Consumer Fee Schedules at account opening online for further information on fees applicable to your accounts.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 6/24/2020. Open a NEW WauBank 35-month certificate of deposit (CD) special and meet the conditions set forth below to receive the APY. APY is subject to change at any time without notice. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.05%, you must make a minimum opening deposit of $5,000. This is available on account balances of $5,000 up to $500,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a WauBank 35-month CD special and you will earn the base rate of interest in effect at that time for a 24-month CD. Fees could reduce earnings on the account. See the Consumer Fee Schedules at account opening online for further information on fees applicable to your accounts.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 6/24/2020. Open a NEW WauBank 52-month certificate of deposit (CD) special and meet the conditions set forth below to receive the APY. APY is subject to change at any time without notice. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.10%, you must make a minimum opening deposit of $5,000. This is available on account balances of $5,000 up to $500,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a WauBank 52-month CD special and you will earn the base rate of interest in effect at that time for a 48-month CD. Fees could reduce earnings on the account. See the Consumer Fee Schedules at account opening online for further information on fees applicable to your accounts.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 6/24/2020. Open a NEW WauBank 61-month certificate of deposit (CD) special and meet the conditions set forth below to receive the APY. APY is subject to change at any time without notice. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.15%, you must make a minimum opening deposit of $5,000. This is available on account balances of $5,000 up to $500,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a WauBank 61-month CD special and you will earn the base rate of interest in effect at that time for a 60-month CD. Fees could reduce earnings on the account. See the Consumer Fee Schedules at account opening online for further information on fees applicable to your accounts.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

Open a NEW WauBank High Yield Savings account and meet the condition set forth below to receive the APY. The rate may change after the account is opened. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.10%, you must make a minimum opening deposit of $5,000. This rate cannot be combined with other offers and is available on account balances of $5,000 and up. The tiered interest rate and APY is based upon the average daily collected balance in the account. Rates do not apply on the balances below $5,000.00. If your average daily collected balance drops below $5,000.00 in your WauBank High Yield Savings account you will not receive the APY of 1.10% on your WauBank High Yield Savings account. The current interest rate for any average daily collected balance below $5,000 is 0.50% APY, rates effective as of June 24, 2020 and rates are subject to change at any time. Interest rates are variable and are based on a tiered interest rate structure. Fees could reduce earnings on the account. See the Consumer Fee Schedule available at account opening online for further information on fees and activity restrictions applicable to your accounts. This interest rate is not available for institutions or public funds.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 6/24/2020. Open a NEW WauBank 13-month certificate of deposit (CD) special and meet the conditions set forth below to receive the APY. APY is subject to change at any time without notice. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.05%, you must make a minimum opening deposit of $5,000. This is available on account balances of $5,000 up to $500,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a WauBank 13-month CD special and you will earn the base rate of interest in effect at that time for a 12-month CD. Fees could reduce earnings on the account. See the Consumer Fee Schedules at account opening online for further information on fees applicable to your accounts.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 6/24/2020. Open a NEW WauBank 19-month certificate of deposit (CD) special and meet the conditions set forth below to receive the APY. APY is subject to change at any time without notice. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.05%, you must make a minimum opening deposit of $5,000. This is available on account balances of $5,000 up to $500,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a WauBank 19-month CD special and you will earn the base rate of interest in effect at that time for a 18-month CD. Fees could reduce earnings on the account. See the Consumer Fee Schedules at account opening online for further information on fees applicable to your accounts.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 6/24/2020. Open a NEW WauBank 25-month certificate of deposit (CD) special and meet the conditions set forth below to receive the APY. APY is subject to change at any time without notice. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.05%, you must make a minimum opening deposit of $5,000. This is available on account balances of $5,000 up to $500,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a WauBank 25-month CD special and you will earn the base rate of interest in effect at that time for a 24-month CD. Fees could reduce earnings on the account. See the Consumer Fee Schedules at account opening online for further information on fees applicable to your accounts.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 6/24/2020. Open a NEW WauBank 35-month certificate of deposit (CD) special and meet the conditions set forth below to receive the APY. APY is subject to change at any time without notice. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.05%, you must make a minimum opening deposit of $5,000. This is available on account balances of $5,000 up to $500,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a WauBank 35-month CD special and you will earn the base rate of interest in effect at that time for a 24-month CD. Fees could reduce earnings on the account. See the Consumer Fee Schedules at account opening online for further information on fees applicable to your accounts.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 6/24/2020. Open a NEW WauBank 52-month certificate of deposit (CD) special and meet the conditions set forth below to receive the APY. APY is subject to change at any time without notice. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.10%, you must make a minimum opening deposit of $5,000. This is available on account balances of $5,000 up to $500,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a WauBank 52-month CD special and you will earn the base rate of interest in effect at that time for a 48-month CD. Fees could reduce earnings on the account. See the Consumer Fee Schedules at account opening online for further information on fees applicable to your accounts.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 6/24/2020. Open a NEW WauBank 61-month certificate of deposit (CD) special and meet the conditions set forth below to receive the APY. APY is subject to change at any time without notice. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.15%, you must make a minimum opening deposit of $5,000. This is available on account balances of $5,000 up to $500,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a WauBank 61-month CD special and you will earn the base rate of interest in effect at that time for a 60-month CD. Fees could reduce earnings on the account. See the Consumer Fee Schedules at account opening online for further information on fees applicable to your accounts.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.

Open a NEW WauBank High Yield Savings account and meet the condition set forth below to receive the APY. The rate may change after the account is opened. Offer applies to consumer accounts only. To be eligible for the Annual Percentage Yield (APY) of 1.10%, you must make a minimum opening deposit of $5,000. This rate cannot be combined with other offers and is available on account balances of $5,000 and up. The tiered interest rate and APY is based upon the average daily collected balance in the account. Rates do not apply on the balances below $5,000.00. If your average daily collected balance drops below $5,000.00 in your WauBank High Yield Savings account you will not receive the APY of 1.10% on your WauBank High Yield Savings account. The current interest rate for any average daily collected balance below $5,000 is 0.50% APY, rates effective as of June 24, 2020 and rates are subject to change at any time. Interest rates are variable and are based on a tiered interest rate structure. Fees could reduce earnings on the account. See the Consumer Fee Schedule available at account opening online for further information on fees and activity restrictions applicable to your accounts. This interest rate is not available for institutions or public funds.

NYSE: FNB • Offer available in the following states: TN, MA, VA, RI, CT, AZ, FL

Bank deposit products and services are provided by First National Bank of Pennsylvania. Member FDIC

WauBank is a trademark of F.N.B. Corporation.